Goals usually are the key to success. But please don't forget to enjoy the journey.

 

Setting Goals

When setting goals there are two main philosophies. The first says aim high because even if you fail to reach your goal you will have achieved a lot. The second and more modern approach is set min goals and over achieve them. The thinking behind this is that by over achieving you will feel extremely satisfied and continue to over achieve your future mini-goals.

We tend to favor the second version for a number of reasons. Firstly goals on their own are not enough after you set goals you need to map out the mini steps (strategies) along the way to achieving those goals. Using the mini-goals approach you are basically mapping out the strategy and setting goals all in one.

The mini-goals approach is also more measurable because the time frame and amounts are smaller and reached more often. The third reason is the mini-goal approach is definitely more successful for first time goal setters.

 

How To Set Goals For

Set goals for various areas of your life and across various time frames from the near term to the long term.

Possible areas of your life to set goals for :

Friends - eg contact each at least 1/month and see each 2/yr, go on a trip with __________ in 3 years time.

Travel - save $__pw to travel to ___________ this year and save $__pw to travel to __________ in 3 years time.

 

Goals Worksheet

Goals For This Year

___Retirement Funds_________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

Goals For 2-5 Years

___Retirement Funds_________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

Goals For 5-10 Years

___Retirement Funds_________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

 

Goals For 10+ Years

___Retirement Funds_________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

__________________________ Cost $ _________ Save $______pw

 

 

Goal Setting Tips

1. It is best to have written goals in a highly visible place like on the fridge or inside the pantry. Some like behind the toilet door.
2. You don't have to believe your goals are easy but you must believe they are possible.
3. Make goals measurable and achievable
4. Its the doing the things in the strategy that gets you to the goal
5. If you have a partner it is vital to set goals together
6. ENJOY THE JOURNEY!

 

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Disclaimer - this information is general in nature and does not take into account your individual circumstance. You should always seek professional independent advice prior to acting on this information or making any decisions based on this information.